Is your benefits broker overpaid?
We pull your company's most recent Form 5500 filing and surface what a fiduciary review would flag — broker compensation percentile, disclosure gaps, stop-loss adequacy. Free. No login. 60 seconds.
Four things a fiduciary review would look at first.
A 0–100 composite: broker compensation, Schedule A and C disclosure clarity, stop-loss adequacy, filing currency, and plan-disclosure breadth.
Your filed broker compensation benchmarked against same-size and same-industry peers, with disclosure-rate context.
The things a fiduciary review would flag, each cited line-by-line against your public Form 5500.
Every claim traceable to a public-data citation. We publish our scoring weights.
The fiduciary spotlight on broker compensation has never been brighter.
The Consolidated Appropriations Act of 2021 expanded fee-disclosure obligations for group health plans, and the DOL has signaled health-plan fiduciary cases are an enforcement priority through 2026.
Meanwhile, plaintiff-side ERISA cases against named plan fiduciaries — Lewandowski v. Johnson & Johnson, Navarro v. Wells Fargo, the JPMorgan PBM suit — are forcing CFOs to ask a question they've rarely asked: does my filing hold up to a fiduciary review?
BenefitsLedger answers it for free, in 60 seconds, using only the data your plan already filed publicly with the U.S. Department of Labor.
Three steps. No login. No upsell.
Type your company name. We match it against the DOL Form 5500 corpus we maintain — the same public dataset BrightScope, FreeERISA, and Judy Diamond use.
A 0–100 fiduciary fitness score, a per-finding breakdown, and citations to the exact Schedule line each claim comes from. No fluff.
Print it, forward it to your CFO, take it to your broker — or book a free 15-minute walkthrough with a specialist.
Every number comes from a Form 5500 filing your plan submitted to EBSA. Verifiable line-by-line.
Not a broker. Not a carrier. Not the DOL. We publish our scoring methodology and every source citation.
We may receive compensation from partner companies you choose to engage after an audit. It never influences the analysis or scoring.